What we handle
- Home purchases: title search, mortgage instructions, title insurance, land transfer tax and registering the deed.
- Home sales: discharging your mortgage, adjusting property tax and utilities, and getting the sale proceeds to you on closing day.
- Refinances and private mortgages, including switching lenders at renewal.
- New-build and pre-construction agreements reviewed before you are locked in, including the extras and adjustments buried in the schedules.
- Condo purchases, including reviewing the status certificate for special assessments and reserve fund problems.
- Transfers between family members and adding or removing a spouse from title.
Call us before you firm up, not after. Once conditions are waived, your agreement is binding. A 20-minute review of the offer is free for clients who close with us.
Closing, step by step
Send us your agreement
Email the signed agreement of purchase and sale. We open your file the same day and send a fixed-fee quote.
Title search and lender instructions
We check for liens, work orders and easements, and coordinate with your mortgage lender.
Signing appointment
Usually a week before closing, in our office or by video. We walk you through every page and the final statement of adjustments.
Closing day
We register the transfer, release funds and call you when the keys are ready.
What it costs
| File type | Legal fee (sample) |
|---|---|
| Purchase with one mortgage | $1,095 |
| Sale | $895 |
| Refinance or switch | $795 |
Plus HST and disbursements such as title insurance and registration fees. Sample fees for this demo only.